Product

Everything you need to settle globally

Four tightly integrated products that cover every stage of the international payment journey, from initiation through compliance to final settlement.

01 · Execute

Institutional settlement at network speed

Execute is Goverion's core settlement engine. It handles the full lifecycle of a cross-border transaction in a single, auditable flow: compliance screening, FX conversion, netting and final settlement.

Unlike correspondent banking, every step happens within one governed network. There is no chain of intermediaries to introduce delays or opaque costs.

Sub-3-second finality

Transactions settle on the Goverion blockchain layer with cryptographic proof of finality.

Multi-currency netting

Batch obligations across currency pairs to reduce gross settlement volume and liquidity requirements.

Immutable audit trail

Every instruction, compliance check and settlement event is recorded on-ledger and exportable to regulators.

T+0 reporting

Same-day reconciliation data delivered via webhook or pull API, in your preferred format.

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SettledUSD → EUR · $4,200,0001.8s
SettledGBP → SGD · £820,0002.3s
SettlingJPY → AED · ¥580M0.9s
SettledCHF → CAD · Fr 1,100,0002.1s
Network latency: 38ms Queue depth: 0
140+ Currency pairs
02 · Global Pay

Send to 184 jurisdictions from one account

Global Pay removes the operational complexity of maintaining relationships with local correspondent banks in each market. Connect once and reach anywhere.

Real exchange rates, published in advance. No hidden markup on the mid-market rate. Your treasury team always knows the cost before instructing a payment.

Transparent FX pricing

Rates published on a live feed. You approve, we execute. No surprises on the settlement confirmation.

Local currency delivery

Beneficiaries receive funds in their domestic currency, into local bank accounts, with no further conversion required.

Bulk payment support

Upload payroll, supplier or disbursement files and execute thousands of cross-border payments in a single instruction.

Beneficiary management

Store, verify and manage recipient accounts with built-in bank validation across all supported markets.

Explore Global Pay
03 · Plug-In Pay

Cross-border payments in your product, in weeks

Plug-In Pay is a white-label payment API for fintech platforms, neobanks and marketplace operators who want to offer international payments to their users without building the infrastructure themselves.

You own the experience. Goverion handles the settlement, compliance and FX plumbing underneath.

POST /v1/payments
// Initiate cross-border payment
{
  "amount":      500000,
  "currency":    "GBP",
  "destination": "USD",
  "reference":   "INV-20240312",
  "beneficiary": {
    "account": "****4821",
    "routing": "021000021"
  }
}

// Response — settled in 2.1s
{
  "status":   "settled",
  "settled_at": "2024-03-12T14:22:07Z",
  "fx_rate": 1.2714
}
Request API access
REST API with webhooks

Standard JSON API with real-time event notifications for payment status changes.

Sandbox environment

Full test environment with simulated compliance responses, FX rates and settlement events.

White-label ready

No Goverion branding appears in your product. You own the end user relationship entirely.

Dedicated integration support

A solutions engineer works with your team from first API call through to production launch.

04 · Security & Compliance

Compliance is the product, not an afterthought

Goverion was designed around regulatory requirements from day one. Every transaction that flows through the network is compliant before it settles.

AML Screening

Every transaction is checked against live AML watchlists in real time, with automated risk scoring and flagging for review.

Sanctions Enforcement

OFAC, UN, EU and UK sanctions lists are applied at the point of payment initiation, with zero-tolerance blocking.

KYC Integration

Goverion accepts verified KYC data from your existing onboarding systems, so customers are not asked to re-verify.

Regulatory Reporting

Automated generation of STRs, CTRs and jurisdiction-specific reports, delivered directly to your compliance team.

Data Residency

Transaction data is stored in your chosen jurisdiction. Goverion supports regional data sovereignty requirements across all major markets.

ISO 27001 Certified

All infrastructure is ISO 27001 certified, with annual penetration testing and a published responsible disclosure programme.

See all four products working together

Book a session with our solutions team and we will walk through your specific use case end to end.

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